According to CNBC, 36% of Americans took on holiday debt in 2024. This is alarming, especially considering many Americans struggle to pay off their existing debt. As of September 2024, the average US household owed a significant amount, according to Nerd-Wallet. Debt is a common issue, whether it’s credit cards, student loans, car payments, or mortgages. But what if I told you there’s a way to tackle debt faster and become debt-free sooner? Imagine being debt-free, able to invest, save more, and breathe easier. In this article, we’ll explore smarter ways to pay off debt faster. Step 1: Assess Your…